Cash Flow Calculators 

College Calculators 
How does inflation impact my standard of living? 

How much should I be saving for college? 
How much am I spending? 

Will I be able to pay back my student loans? 
How much do I need for emergencies? 

What are the advantages of a Coverdell ESA? 
Should I pay down debt or invest my monthly surplus? 

What are the advantages of a 529 college savings plan? 
How long will my money last with systematic withdrawals? 

What is the value of a college education? 
Should my spouse enter the work force? 

What are the payments on a parental (PLUS) loan? 
What is my current net worth? 

Should I live at home, on campus, or off campus? 
What is my projected net worth? 

When should I begin saving for my child's college? 
What is my current cash flow? 


What is my projected cash flow? 


What is the value of reducing, postponing or foregoing expenses? 


Historical inflation  Compare purchasing power 


Balance My Checkbook 





Credit Calculators


Home & Mortgage Calculators

How long will it take to pay off my credit card(s)? 

How much home can I afford? 
How long until my loan is paid off? 

Should I refinance my mortgage? 
What would my loan payments be? 

Mortgage calculator 
Do I have too much debt? 

Comparing mortgage terms (i.e. 15, 20, 30 year) 
What is the balance on my loan? 

Should I pay discount points for a lower interest rate? 
Should I consolidate my personal debt into a new loan? 

Should I rent or buy a home? 
Restructuring debts for accelerated payoff 

Should I convert to a biweekly payment schedule? 
Which is better: Cash up front or payments over time? 

Compare a 'nocost' vs. traditional mortgage 
What is the impact of making extra payments on my debt? 

What are the tax savings generated by my mortgage? 
Should I pay off debt or invest? 

Which is better, fixed or adjustablerate mortgage? 
Should I transfer my credit card balances? 

Adjustable rate mortgage calculator 


How do closing costs impact the interest rate? 


Compare an interestonly vs. traditional mortgage 


How much can I borrow from my home equity (HELOC)? 


Loan Comparison Calculator 



Taxation Calculators


Insurance Calculators

What is my potential estate tax liability? 

How much life insurance do I need? 
Federal income tax calculator 

What is my life expectancy? 
Should I adjust my payroll withholdings? 

What are my needs for burial and final expenses? 
Will my investment interest be deductible? 

How much disability income insurance do I need? 
How much selfemployment tax will I pay? 

What are the chances of becoming disabled? 
Capital gains (losses) tax estimator 

What are my longterm care insurance needs? 
Compare taxable, taxdeferred, and taxfree investment growth 

How much will I earn in my lifetime? 
How much of my social security benefit may be taxed? 

What are the tax advantages of an annuity? 
What are the tax implications of paying interest? 

How long will my current life insurance proceeds last? 
Should I itemize or take the standard deduction? 

What is the future value of an annuity? 
What is my taxequivalent yield? 

Which is better, comprehensive plan or highdeductible plan with HSA? 
2013 tax refund estimator 

Compare a taxable investment to a taxdeferred investment 
Tax freedom day 





Paycheck & Benefits Calculators


Qualified Plans Calculators

How much will my company bonus net after taxes? 

Evaluate my company pension payout options 
How will payroll adjustments affect my takehome pay? 

How much can I contribute to an IRA? 
Convert my salary to an equivalent hourly wage 

How much retirement income may an IRA provide? 
Convert my hourly wage to an equivalent annual salary 

Should I convert to a Roth IRA? 
What is the future value of my employee stock options? 

What will my qualified plan(s) be worth at retirement? 
Should I exercise my 'inthemoney' stock options? 

What is my current year required minimum distribution? 
What may my 401(k) be worth? 

What is my projected required minimum distributions? 
What is the impact of increasing my 401(k) contribution? 

What are my lump sum distribution options? 
What may my 457 Plan be worth? 

How do I maximize my employer 401(k) match? 
What is the impact of increasing my 457 Plan contribution? 

What is the impact of borrowing from my retirement plan? 
What may my 403(b) Plan be worth? 

What is the impact of early withdrawal from my 401(k)? 
What is the impact of increasing my 403(b) contribution? 

I'm selfemployed, how much can I contribute to a retirement plan? 


Net unrealized appreciation (NUA) vs. IRA rollover? 


What are my Stretch IRA distributions? 


72(t) early distribution analysis NEW! 



Retirement Calculators


Saving Calculators

How will retirement impact my living expenses? 

Becoming a millionaire 
How much will I need to save for retirement? 

Income generated by a savings plan 
Are my current retirement savings sufficient? 

How long will it take to double my savings? 
Social security retirement income estimator 

How long until my savings reach my goal? 
How does inflation impact my retirement income needs? 

Save now vs. save later 
I'm retired, how long will my savings last? 

How much should I save to reach my goal? 
When should I begin saving for retirement? 

What could my current savings grow to? 
Should I convert discretionary expenses to savings? 

Calculate rate of return 
How much retirement income may my 401(k) provide? 

How do taxes and inflation impact my investment return? 
Compare a Roth 401(k) to a Traditional 401(K) 

What is the effective annual yield on my investment? 



Investment Calculators


Auto Calculators

How should I allocate my assets? 

Should I lease or purchase an auto? 
Compare taxable vs. taxfree investment return 

Auto purchase  Loan versus 0% dealer financing? 
What is the value of a bond? 

What would my auto payments be? 
What is the return on my real estate investment? 

Should I upgrade to a more fuel efficient vehicle? 
What is the value of compound interest? 

Auto loan  Accelerated payoff 
What is the value of a call or put option? 

How much vehicle can I afford? 
Taxable vs. taxadvantaged savings? 

Should I refinance my auto loan at a lower rate? 
What is my risk tolerance? 

How much can I lower my monthly payment with a new auto loan? 
What is the longterm impact of increased investment return? 


Certificate of deposit (CD) analyzer 


What is the dividend yield on a stock? 


How do expenses impact mutual fund returns? 


Certificate of deposit (CD) laddering strategy 


Share Certificate analyzer 


Share Certificate laddering strategy 





Business Calculators


Other Calculators

What are the tax savings of a qualified retirement/cafeteria plan? 

What is my credit score? 
What are my new business startup costs? 

Add, Subtract, Multiply, Divide 
Should I pay or charge monthly, quarterly or annually? 

What is your FPI  Financial Preparedness Index? 
What is the value of my business? 


How many units do I need to sell to breakeven? 


Should I lease or buy equipment? 


What are my business financial ratios? 


What is my employee total compensation package worth? 


What are my tax savings with Section 179 deduction? 




